City Skyline

Fast, Flexible Bridge Capital for Real Estate That Can’t Wait

First and second-lien loans, typically ≤70% LTV, closing in days—not months.

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What We Do

Loan Size

$500k–$20M for bridge and transitional financing.

Terms & Rates

12–36 months at 10–13% plus origination; bespoke structures.

Collateral

1st/2nd liens on residential (no condos) & commercial assets in premier markets.

Speed & Exit

Time-of-the-essence closings with clearly defined exit strategies.

Typical LTV

Usually ≤70% (lower for unique assets) to ensure downside protection.

Flexible Structures

Customized financing solutions tailored to unique deal complexities and borrower needs.

Market Focus

Single-Family Residential

Single‑Family Residential

Multi-Family Residential

Multi‑Family Residential

Retail Outparcels

Retail Outparcels

Office Buildings

Office Buildings

Shopping Centers

Shopping Centers

Light Industrial

Light Industrial

Hotels and Hospitality

Hotels & Hospitality

Example Transactions

Florida Keys Estate

Florida Keys Estate

$11M senior secured loan; ~40% LTV; 10.5% + 2%; 12 mo + extension; working‑capital runway while marketing for sale.

NNN Out-Parcels

Portfolio of 8 NNN Out‑Parcels

$13M mezzanine loan; ~62% LTV; 10% + 3%; 12 mo + extension; refinance of maturing debt post‑principal death.

Hamptons Estate

Hamptons Estate

$18M senior secured loan; ~46% LTV; 10.5% + 2%; 12 mo + extension; seasoning rental income to qualify for bank take‑out.

Venetian Island

Venetian Island, Miami Beach

$15M senior secured loan; ~53% LTV; 10% + 2%; 12 mo (6‑mo min int.); refinance plus cash‑out for next project.

Borrower Fit

Contract‑to‑Close Gap

Bridge the gap between contract signing and final closing when traditional financing can’t keep up.

Refinance Maturing Debt

Replace or extend existing loans reaching maturity to avoid penalties and maintain momentum.

Renovation & Repositioning

Fund capital improvements, reposition assets or complete construction prior to long‑term financing.

Unique Asset Underwriting

Access financing for properties outside the box that banks won’t underwrite, with a focus on speed and creativity.

How It Works

Quick Screen icon

Quick Screen

Submit your deal summary; we respond within 24–48 hours with an initial read.

Term Sheet icon

Term Sheet

Receive a tailored term sheet outlining rates, fees and conditions.

Underwriting & Docs icon

Underwriting & Docs

We order title, appraisal/BOV and collect entity documents and guarantees.

Closing & Funding icon

Closing & Funding

Finalize closing and fund your loan, often within days of term sheet acceptance.